Buying a home is exhilarating—a major milestone filled with excitement, paperwork, and big decisions. But while you’re picking out paint colors or negotiating your move-in date, are you thinking about protecting your investment? Probably not. That’s where title insurance comes in, and skipping it could be a disaster waiting to happen. We sat down with Adam Beckman, a title attorney at Title Stream’s Mandeville office, to uncover why this behind-the-scenes safeguard is a homebuyer’s best friend.
What Is Title Insurance and Why Should You Care?
Imagine buying your dream home only to find out years later that someone else has a claim to it. Maybe there’s an unpaid lien, an unresolved mortgage, or even a mix-up over ownership. Without title insurance, it’s up to you to untangle these problems—both emotionally and financially.
With title insurance, you’re not going into the fight alone. Adam Beckman explains it best: “A purchaser with title insurance will not have to fight these claims by themselves.” In short, title insurance gives you peace of mind that your property’s history won’t come back to haunt you.
The Risks of Going Without Title Insurance
You may never know what skeletons are hiding in your property’s records. Some common problems include:
Unpaid Liens or Mortgages: Debts from previous owners that didn’t get cleared up.
Ownership Confusion: For instance, a long-lost heir who still legally owns a portion of the property.
Without title insurance, you’re footing the bill and the stress to fix these issues. That’s a financial nightmare no homeowner wants.
Lender’s vs. Owner’s Title Insurance: What’s the Difference?
Here’s the rundown:
Lender’s Title Insurance: Required by your mortgage company, this protects them—not you.
Owner’s Title Insurance: Optional but essential. It shields you from ownership disputes, liens, and other nasty surprises for as long as you or your heirs own the property.
Why Choose Title Stream for Your Title Insurance?
At Title Stream, we don’t just check boxes—we dig deep to protect you.
30-Year Title Searches: Our in-house abstractors comb through decades of property records, spotting red flags long before they become your problem.
Expert Legal Review: Our attorneys double-check every detail, ensuring your investment is solid.
As Adam Beckman puts it: “Even if we discover that someone else’s title policy should have addressed the mistake, you need to be protected.” With Title Stream, you’ll have a team of seasoned pros on your side.
Tackling the Toughest Title Problems
Old liens? Improperly-filed documents? We’ve seen it all—and solved it. Title Stream’s legal team specializes in resolving even the most complex title issues. Plus, our partnership with Stewart Title Guaranty gives us access to unmatched resources and expertise.
What Sets Title Stream Apart?
With offices in Mandeville, Hammond, Baton Rouge, Metairie, and New Orleans, Title Stream is a trusted resource for homebuyers and real estate agents across South Louisiana.
“Our many locations, experienced attorneys, and commitment to service help agents and clients achieve their goals with confidence,” says Beckman.
When you choose Title Stream, you’re choosing convenience, expertise, and peace of mind.
The Bottom Line
Title insurance isn’t just a checkbox—it’s your safety net. It protects your home, your finances, and your future. And with Title Stream on your team, you can focus on turning your house into a home, worry-free.
Have questions? Call Adam Beckman’s office at 985-727-2700, or reach out to any of Title Stream’s South Louisiana locations. Your smooth, secure closing starts here.
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